A credit card is something that almost everyone has in its own pocket or wallet.
It is a modern-day technology that allows us to buy things without touching physically money. Actually, most people today don’t shop with real money, they used their card. Some people pay a lot of attention to the design of the credit card and actually choose the best one for them not because it has some benefits, rebates, and discounts, but because of the image on it. It is not a secret that there are a lot of gorgeous credit cards that are like bijou. However, if you think that your credit card is the best credit card in Singapore ever, you should take care of it.
Don’t give your credit card number or take photos of it. Private data should be really private. Some people want to show beautiful new credit card they have received and post the photo of it on the social media. This is almost as stupid as telling someone on the phone your credit card’s numbers without knowing to whom exactly you are giving them. Today, most people are not careful enough with their documents and that’s why there are so many identity thieves.
Be careful when you are shopping online.
Yes, we know that everyone loves online shopping because it is easy and fast, but the World Wide Web is enormous space and not every website is a friendly one. That’s why before complete the form with your credit card details check if the website is secured or not. If it is not, we recommend you to choose another one.
The best protection is checking your statements regularly. There are a lot of innovative methods of stealing money from bank accounts so you should follow your finances carefully. Don’t panic if you see something that you don’t remember to buy or some expense that you don’t remember to do. First, try to remember if it was not you and then call your bank.
Order a new credit card.
In Finty, you can find a lot of tempting offers and all of them will look like the best credit card in Singapore but have in mind that changing your credit card with a new one, still have to be considered carefully. Don’t hurry and throw away your old one. Our advice is to destroy it with shredder because the number could be still active when you receive the new one. In addition, you can shred all unneeded documents where your personal information is written. This is not a bad habit at all.
However, if you are really considering having a new credit card, try to find this one with the most rebates and discounts. With some of them, you can earn point or miles and use it for discounts later. This means that if you use your credit card regularly, you will have more discounts. Have in mind, that some points can expire and you will lose all points if you don’t change them for gifts or discounts. If you are not sure about your credit card, you can just ask in your bank, and they will be happy to explain all terms and conditions. Another great choice is credit cards that give you access to airport lounges, discounts for theaters, hotels, and bookings. Those are the best credit cards for travelers.